One insurer is now offering drivers in Iowa and Virginia a 5 percent discount for being willing to report the mileage they put on their cars every 6 months.

According to a report by an abc affiliate station in West Des Moines, Iowa, Progressive's new exact mileage program requires drivers who sign up to log on to a Web site every six months at renewal time and record their car's mileage. That way, the company can track the actual number of miles being driven.

Why? Because, according to experts, customers who drive more miles are more likely to be involved in a crash. That means more expense for insurance companies and more money out of consumers' pockets.

In addition, those who put less than three thousand miles on their car in a year's time could get an additional discount of 10 percent, according to the story by the abc station.

Progressive Direct says, depending upon the popularity of the new program, they may roll it out nationwide soon.

OK, here's my take on the thing: I wonder how many drivers would actually take the time to enroll and report their miles online for a meager five percent discount? And how many people actually drive less than three thousand miles and could qualify for the extra 10 percent every year anyway?

I say, let's get real!

What do you think? Will consumers do anything for a discount, no matter how small, or is Progressive way off base?

Let us know your thoughts...and watch that mileage, would ya?

Happy Friday!