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Do People Care about Insurance?

Last week, Greg commented on our post, Marketing is Like Dating, in which he expressed that people don't care about insurance:

With insurance, people don't want to think about it at all. They just want to know that they have it. Unfortunately there is nothing exciting about insurance. It won't be able to make my commute easier. It won't be able to cure my headache.

Greg has a point. But so does Seth Godin. In his recent post, Do People Care?, he points out that people didn't used to care about a lot of stuff:

People didn't used to care enough about coffee, or gas mileage or ski bindings or Darfur. The challenge of marketing is to get people to care enough... because deep down, most people care. Just not high enough on their (your) priority list of life problems.

I totally agree. Do I spend my spare time thinking about insurance? Of course not. But I care whether or not I'm getting a good deal, whether my agent spends more time playing with random wildlife than sending my policy through underwriting (yes, it happened last year), and whether I'll have enough money to take care of myself when I'm old, retired and decrepit. And chances are good that other people care about this stuff, too. But, as Godin says, it's a matter of making them care enough.

How? Education. Personality. Low-pressure sales tactics. Great customer service. You can find more ideas and tips in our resource center. Of course, if you've got ideas, thoughts or opinions on the subject, please don't hesitate to post your comments. :)

Comments

Hey, take it easy, this hurts my self-image. I actually do spend some of my spare time thinking about insurance. Not necessarily my own personal coverage, or course, but coverage cases.

I hear what you're saying, David. And I think more people actually are thinking about insurance, especially after catastrophes like those in the Gulf Coast last year. More people are interested in their coverage, what they have, what they don't and how they can best protect themselves.

The challenge, as Godin points to, is making people care enough about insurance. Any ideas or practices you can think to share, David?

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