In what's probably the most obvious headline ever written, today the Insurance Journal posted an AP story titled "Many La. Residents Reluctant to Rebuild on Coast."

The article details a recent Associated Press analysis which found that tens of thousands of Louisiana homeowners have decided not to rebuild on their old stomping ground. In the 31 coastal zip codes affected the 2005 hurricanes, as many as two out of three homeowners said they won't rebuild.

Some residents call the reluctance a "knee-jerk reaction" to "a little water." Gun-shyness be darned—between the increased hurricane risk and home insurance rates, I don't know that I'd be rushing back to rebuild either.

Despite the fairly obvious title, the article is an interesting read. Check it out here.

In other home insurance news, there's a great recount of this Orlando Sentinel piece over at the Insurance Coverage Law blog.

The article discusses the growing home insurance problems in Florida, noting that out of the top ten most expensive disasters in U.S. history, the state has seen six of them (in 2004 and 2005). Then there's the growing school of thought amidst residents who feel they're entitled to cheaper home insurance. Check out the full post here for more great commentary.

Any other home insurance happenings we should be talking about?

[UPDATE]: Florida gets hit again with catastrophic weather