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Red, White—and Green

September 2nd, 2009 by Penny Hagerman

green_energyIn these days of high prices, layoffs and budget cuts, saving money is the name of the game.

In the midst of a hurting economy, local and national government is doing everything it can to encourage us to go green.

Enter Cash for Clunkers, tax breaks for hybrid car owners, and incentives for homeowners purchasing and using energy-efficient appliances.

For natural environmentalists, going green is a way of life. But for some of us, it takes more effort.

However, some insurance companies like Travelers, Farmers and Allstate are making it easier. They’re giving us further incentive to reduce our carbon footprint by rewarding us with insurance discounts, such as those for green-certified or solar-powered homes.

A five to 10 percent insurance discount may not sound like much; but start adding up the discount possibilities and you could make a significant dent in your insurance premiums.

Insurers say that green consumers (whether patriotic or not) tend to drive less, stay healthier, be more mature and act more responsibly than the less environmentally friendly. They’re also less likely to file insurance claims.

And, since that’s the kind of customer they’re looking for, they’re willing to reward us for our efforts—whether at home, in our car or elsewhere.

If you have car or homeowners insurance but you’re not taking advantage of all the green discounts, take a few minutes to give your insurer a call and ask what they have available. You might be surprised how much money you can save.

Resources:

Going Green Brings Insurance Discounts

Green Insurance, the Eco-Alternative

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